Privacy Policy

Last Updated: August 2025

This Privacy Policy explains how Resource One Mortgage (“Resource One Mortgage,” “we,” “our,” or “us”) collects, uses, shares, and protects information obtained through our online services, websites, mobile applications, and any communications with us by phone, text, or other means (each a “Service” and collectively the “Services”). Terms not defined here carry the meaning given in our Terms of Use.

Resource One Mortgage provides services to help connect consumers with financial products and services while prioritizing data security and privacy. We serve as a platform for managing the secure collection and transfer of consumer information and are committed to reducing fraud and safeguarding consumer privacy.

Your trust is important to us. By seeking information related to mortgages, refinancing, or other financial services, you provide personal information that we handle with care. This Privacy Policy outlines how we collect and use your information, the measures taken to protect it, and your choices regarding data.

By using our Services, you agree to the practices described in this Privacy Policy, including our collection, use, disclosure, and protection of information. Your continued use of our Services indicates acceptance of this Privacy Policy and our Terms of Use.

Collection of Information

Personally Identifiable Information

We may collect information that identifies you, such as your name, telephone number, and other related details. We may also collect information you provide about other individuals (for example, co-applicants).

Non-Personally Identifiable Information

We may collect demographic details, usage data, or other information that by itself does not directly identify you.

How We Collect Information

  • From You: Information you provide directly through forms, calls, or communications connected to our Services.
  • From Partners: Data from credit bureaus, affiliates, and lead providers may also be collected.
  • Cookies and Tracking: We may use cookies, pixels, and similar tools to record preferences, monitor site traffic, and improve user experience. You may choose to disable cookies in your browser, but some features of our Services may not function correctly.

How We Use Information

We use the information we collect for purposes such as:

  • Providing Services you request.
  • Customer support and communication.
  • Personalizing user experiences.
  • Improving site functionality and creating new features.
  • Understanding usage patterns across devices.
  • Fraud prevention and information security.
  • Managing business operations.
  • Marketing communications that may be of interest to you.

How We Share Information

With Partners

Resource One Mortgage may share information with affiliates, service providers, and trusted partners as necessary to deliver the Services you request. Partners may retain and use your information in accordance with their own policies. We may also receive information back from these partners, such as product or service selections.

Other Disclosures

We may disclose information:

  • To comply with legal obligations, regulatory inquiries, subpoenas, or enforcement actions.
  • To investigate or address fraud, misuse, or security concerns.
  • To protect our rights, property, or the safety of clients and partners.
  • As part of business transfers, mergers, or acquisitions.
  • To meet state or federal reporting and compliance requirements.
  • In aggregated or anonymized formats that do not identify you.

Do Not Track

Our Services may use cookies and similar technologies to track usage over time and across third-party sites. We do not currently respond to “Do Not Track” signals.

How We Protect Information

We use physical, electronic, and procedural safeguards to protect information from unauthorized access, loss, or misuse. While these measures are designed to provide strong protection, no system is completely secure. By using our Services, you acknowledge that transmission of data carries inherent risks.

Accessing and Updating Information

Depending on the Service, you may be able to review or update certain information you provide. Options for doing so may vary by system or platform.

Privacy Policy Changes

Resource One Mortgage may revise this Privacy Policy periodically. When updates are made, the effective date at the top of this page will change. We encourage users to review this Privacy Policy regularly to stay informed of any updates.

Links to Other Websites

Our Services may contain links to third-party websites. We are not responsible for the practices of third parties, including their data handling or privacy policies. Your use of those sites is at your own discretion and governed by their respective policies.

Email Preferences

You may unsubscribe from promotional emails at any time using the opt-out mechanism included in those communications. Please note that you may continue to receive service-related messages as long as you use our Services.

U.S. Consumer Privacy Notice

Resource One Mortgage provides services across the entire United States. This Privacy Policy applies to all users of our Services nationwide.

Agreement

By using our Services, you consent to this Privacy Policy. If you do not agree, please refrain from using our Services.